This is a policy that fills a group of coverages specially designed to protect renters living in a house. The renter’s insurance policy includes three types of coverage that help protect you, your belongings, and your living arrangements after a covered loss.
Not only does renters insurance cover your belongings, but it also typically includes a few types of coverages such as family liability coverage, additional living expenses, and guest medical protection.
When you buy a renters insurance policy from Get My Policy, you’ll gain the peace of mind that comes with knowing you have quality coverage from the most trusted source.
When you buy renters insurance, here’s what you need to know to file your claim, including the steps you’ll need to follow and what to expect during the claims process.
To file a renters insurance claim:
Personal property coverage gives you protection from accidents related to fire, smoke, covered water, wind, theft, or vandalism – among other things.
Performing a home inventory is a good way to determine how much property coverage you need. Follow this step-by-step checklist to inventory your personal property:
A renters insurance policy covers any personal liability of the tenant in case a non-family member gets injured while at your apartment. For instance, if a guest gets electrocuted because of a faulty wire and gets hospitalized, your home insurance company will pay for their medical expenses on your behalf.
Consumers can expect a renters insurance policy to provide three types of coverage: personal property coverage, renters liability insurance, and reimbursement for additional living expenses.